Blog

With 60% of Florida Residents paying for care as loved ones get older, it’s no wonder why so many individuals are surprised that many Medicare policies don’t cover these financial dedications. Many of our loved ones must move into an assisted care center, nursing home, or custodial care. These can get pricey, but with the right advise on policies that can assist, it can be one less future priority to worry about.

Unfortunately, many individuals don’t save early enough to be able to pay for in full for long-term care, making it one more thing to be concerned about and pay for as we get older. Luckily, informing oneself early enough can lead to an entirely different future. Here are a few payment options:

Long-Term Care Insurance
LTCI or long-term care insurance is an available option for those who are still healthy. This includes being under the age of 84, and without age related issues such as memory loss, loss of mobility, etc. There are many different options to choose from when it comes to types of long-term insurance, and with our professional team at iWill Advisors, we can help you look through options to see which may fit you and your financial situation best.

VA
Thankfully, there are many benefits for those who are veterans. Aid and Attendance and Housebound is a program that many veterans choose. The downside to VA long-term options is that the paperwork is significant and lengthy, therefore it’s important to seek a professional, like our advisors at iWill Advisors. We can help fill these tedious papers out, giving a helping hand in what would otherwise be a time-consuming and complicated process.

Personal Income and Savings
This is exactly as straightforward as it sounds. Many individuals may decide to simply save their own money in an account so that it is readily available when long-term care is necessary.

There are many other financing options available. It can be difficult to understand why some things are covered with insurance, and others are not. However, with a qualified and knowledgeable advisor on your side, you can look through all of the payment pathways, deciding which choice makes the most sense for you and your family. If you’re looking for long-term care in South Florida, please call us today to see how we can assist you in all of your long-term financing needs.

When it comes to insurance, there are mountains of options to choose from. For those who are new to Medicare, it can be incredibly confusing and overwhelming. Luckily, at iWill Advisors, we’re experts in our field, making us a trustworthy source for comparisons, advice, and ultimately finding the right option for you and your family.

In South Florida, there are multiple avenues to check into, but why settle for the first one you come across? Our professionals will assist you with comparing the largest Medicare companies such as Silver Scripts, Coventry, Aetna, Humana, Wellcare, and United American. Without any push or pull, we’ll lay out the options in front of you, explaining all of the different options. This helps those looking for Medicare insurance be at peace, as they know they have assistance in making this life changing decision.

There are multiple plans that you can choose from. Here are a few:

Original Medicare: Essentially, this is known as a fee-for-service program. Because this is tied directly to the government, you are paid directly for any healthcare you participate in. Most locations accept Original Medicare, and Original Medicare also has limits on what you can be charged.

Medicare Supplement Plan: This is an option sold by private companies than assists in paying for portions of healthcare that Original Medicare won’t. A few of these include deductibles, coinsurance, and copayments. This is also only available person to person, but is not available to cover families unless everyone buys it separately.

Part-D Prescription Drug Plan: This option is for those who want to have their prescription drugs covered. Traditionally, those who apply pay a monthly premium, annual deductible, and a co-pay per prescription.

Medicare Advantage Plan: Offered through private companies as opposed as through the government, this option provides Part A and Part B and these companies are approved by Medicare. Within these advantage plans, there are multiple avenues to branch out upon.

At iWill Advisors, we’re no strangers to the confusion that most individuals experience when choosing a Medicare plan that is suitable for them. That’s why we offer our services to make the journey less painful, and more understandable. As unbiased advisors, we can look through every option available and point you in the right direction. If you’re contemplating using a Medicare insurance agency in South Florida, trust us when we say the advice is worth it. Able to breakdown policies, while also assisting with the tedious tasks, why go through this process alone? Call us today to see how we an help you today.

Life insurance is an important part many people’s lives. Protection is a great thing and when you have quality life insurance in Coral Springs, you know your family is in great hands. However, protecting your family through a life insurance policy can be challenging as there are a number of different providers and plans available. Which life insurance policy is right for me? The team at iWill Advisors is here to help make that decision a much easier one. Our team at iWill Advisors assists those looking for the best life insurance policy which fits their needs. As a family owned and operated agency for more than four decades, our mission is to provide you with quality service and a great selection of insurance policy options. Do you need quality life insurance in Coral Springs? Call iWill Advisors today and learn more about how we can help you.  

Which Life Insurance is Right for Me?

We have plenty of choices in life. Some are relatively insignificant, like what to eat for lunch. Others, however, are far more important for you and your family. Which life insurance policy offers the best coverage is an important decision that many find themselves wondering. Instead of wadding through each policy yourself, let the team at iWill Advisors guide you through your options to find the plan which fits you best. We work with insurance providers to understand the policies and match each of our clients with the option which best fits their needs. Our process saves you time and gets you the most out of your life insurance in Coral Springs. We always put our client’s needs at the forefront of everything we do. We offer a variety of plans and options through a number of providers so one is sure to meet your needs.  

Life insurance can be confusing if you don’t work with the team at iWill Advisors. Our commitment to offering the best customer service and support means our agents are some of the most helpful and trustworthy around. Your life insurance in Coral Springs is important for the security and protection of your family, so that means it’s important to us. A life insurance plan is a layer of security every family needs. If you don’t have any, it’s time to contact the professionals at iWill Advisors today at (954) 752-8080 to learn more about all the wonderful ways we can help you protect what matters. 

Medicare is an important part of health insurance coverage for millions of Americans 65 years of age or older and those with disabilities. iWill Advisors is a Medicare insurance agency in Coral Springs dedicated to finding you the best possible Medicare plan for your needs. There are multiple parts to Medicare and wadding through which plan offers what benefits can be a challenge. iWill Advisors makes the process of finding the right Medicare plan which offers you the best coverage. Our team is dedicated to showing you all of your options based on an analysis of your situation. We give all of our clients trustworthy and reliable information about Medicare because well informed decisions are easier to make. Most people don’t know that they have options when it comes to their Medicare coverage. iWill Advisors takes the stress and confusion out of choosing your Medicare plan so call today and let’s get started.  

What does a Medicare Insurance Agency Do?

Enrolling into Medicare may seem like a lot of time and effort, but not when you work with a professional Medicare insurance agency in Coral Springs like iWill Advisors. We make it easy see which Medicare plan offers you the most coverage for you. Our experienced advisors are skilled and knowledgeable when it comes to finding you the perfect Medicare plan. Medicare is not free and there can be some out of pocket costs, but our team helps take a look at your individual situation and finds the perfect plan which suits your needs. Whether you’re looking to switch plans or you’re signing up for the first time, iWill Advisors has the trusted staff and experienced agents you can rely on. You may qualify for certain aspects of Medicare, but until you consult with the professionals at iWill Advisors, you’re never going to know for sure. The often confusing, ever changing world of health insurance doesn’t have to be a confusing experience thanks to the team at iWill Advisors so call us today! 

Long term care is an important issue among seniors and their families. Those 65 and over may be looking for long term care help in Coral Springs but cost and other factors need to be considered. How can you pay for long term care help? Working with the team at iWill Advisors can help make that decision a little easier. Our professional agents help find you the insurance and long-term care help you need to feel secure and prepared for the future. It’s not easy getting older, so that makes it even more important to establish your plans for what comes next. There are many ways to get long term care help in Coral Springs, so it helps to work with the team of professionals at iWill Advisors today and learn more about how we can help.  

What Are My Long Term Care Options?

Most long-term care costs are not covered by Medicare, so many need to look elsewhere for payment options. Long term care insurance agents at iWill Advisors are professionals when it comes to finding you the best situation for your needs. Our insurance policy assistance makes it easy to get the coverage you need. Not everyone may qualify for every plan and searching through all the options can be tedious and fruitless if you don’t have a full grasp of what you want and need in an insurance policy. Long term care encompasses a number of different health and wellness services including in home care, adult living centers, hospice and more. When you need help with long term care in Coral Springs, it’s helpful to call the team of insurance professionals at iWill Advisors to learn more about we can help you find the perfect policy.  

The best way to help yourself in the future is to start planning now. Our dedicated team of professionals at iWill Advisors have the knowledge and expertise to help you ensure your situation is never left without protection and security for yourself and your family. Our team ensures that client service and support remains at the forefront of everything we do. We understand these are difficult decisions to make so we commit to offering reliable assistance and guidance as you take steps to protect what’s important in your life. Nobody offers the same level of client services and support like the team at iWill Advisors so call today at (954) 752-8080 and learn more about how we can help you.
 

There are many different options for Medicare in South Florida. If you have a current plan or are interested in learning more about potential Medicare options, iWIll Advisors can help. Your health plan and health insurance coverage is important and you need to fully understand your options in order to select the right plan. If you are unsure of what type of Medicare is best for you, that’s where our team at iWill Advisors can help. We’re here to help you understand the differences in Medicare plans so you can find the right coverage.  

What are my options for Medicare in South Florida?

If you’re having trouble understanding your Medicare options in South Florida it’s time to talk with a professional. Our team at iWill Advisors will help you understand the different Medicare options and help you find the right policy for you. There are many different options and it’s important to consider factors such as: 

• Choice of Hospital  
• Premiums  
• Medical Devices  
• Quality of Care  
• Travel 

• Coverage 
• Costs 

These factors and your needs will play a part into which Medicare option is best for you. Many people select Original Medicare, but there are also other options that could fit your specific needs better. Original Medicare covers about 80% of your healthcare expenses and is a plan that suits many people. At iWill Advisors our team can help you find the right option and plan.  

Call iWill Advisors to learn about your Medicare options in South Florida

Whether you need Medicare or wish to learn about other plans that your current plan, talking with a professional can help. At iWill advisors we can help you learn and understand about the many Medicare options in South Florida. Our specialists are here to help you in understanding the differences in plans and we’re ready to help you. Call iWill Advisors today to get started.  

People are living longer and the fear of outliving your income is something many people think about. Life insurance and annuities are available to help bring you peace of mind for you and your family. When you choose life insurance in South Florida you can also add annuities onto your policy to help meet your financial needs. iWill Advisors can help you select the right life insurance policy for you and your family. We have a team of advisors who can help you understand the different policies that are available to you so you can select what is right for you and your family.  

What are the different annuity types available?

When it comes to buying life insurance many people also look at adding annuities onto their policy. This depends on the individual and the type of coverage you’re looking for, but it’s a great option for many. There are different annuity types available depending on what you need. iWill Advisors has an experienced team who can inform you the different types of annuities available and which one might be best for you and your family. The type of annuities include:  

• Fixed 
• Variable  
• Immediate  
• Fixed Indexed  

Buying insurance helps protect what is most important to you. Life insurance is the same way, helping protect your family from any financial burdens in the future if you pass. At iWill Advisors we can help you find the right life insurance plan for you and your family. You also have the option to add annuities if you want to fill any gaps in coverage. The financial burden when someone passes away can be significant for families. With the right life insurance your family won’t feel the financial burden they might if you didn’t have a life insurance policy.  

Are you ready to find the right life insurance for your family?

If you’re interested in a life insurance policy in South Florida call iWill Advisors today. Our team is ready to help you find the right policy for you and your family. We know that life insurance can seem complicated, and our team will help you learn about the different options so you can find the right policy. If you’re ready to learn more about life insurance options in South Florida call iWill Advisors today.  

If you’re searching for life insurance options in South Florida you might not know exactly what is available. At iWill Advisors we can help you find the right life insurance policy for you. This will depend on several different factors, including the coverage you want and how old you are. At iWill Advisors our team of professionals will make sure you find the right policy for you. Your policy must fit several different needs and the right policy for each person is different. If you don’t know a lot about life insurance options, this is where iWill Advisors can help. We’ll make sure you get the right policy for your and your family.  

Which life insurance policy is right for me?

A good life insurance policy goes beyond the premium and payout. There are many policies that offer additional benefits for you and your family. Speaking with one of our advisors will help you find the right policy. Finding your best fit can help you not only save money now, but also give your family the best benefits in the future. Some popular life insurance policies include:  

• Universal  
• Final expense  
• Whole 
• Term  
• Permanent  

• Living benefits  
• Variable universal  

These are a few of the popular life insurance options that are available in South Florida. The right policy depends on many different factors. Our team at iWill Advisors will help you understand the differences between policies so you can make an informed decision on which policy is right for you and your family. Working with a team of professionals is the best option when it comes to life insurance policies. The right policy is important and many policies can vary greatly. Don’t pick just any life insurance policy in South Florida. Make sure you know what you’re selecting and that it’s a good plan for you.  

How can I get started?

Are you ready to select a life insurance policy and find what best suits your family? If so, call our team at iWill Advisors today. We’re here to inform you of your options and help you select the right life insurance policy. The many different policies all offer different coverage and benefits. Speak with a member of our team today to see which policy best fits you and your family.