Portrait of smiling home caregiver and senior woman walking together through a corridor. Healthcare worker taking care of elderly woman.

Turning 65? Get Help From A Medicare Advisory Expert

If you are about to turn 65, it’s time to start taking a closer look at your Medicare options. Medicare is the U.S. government’s health insurance program for people over the age of 65. While enrolling in Medicare is a fairly straightforward process, there are a variety of plans available, each with its own unique set of benefits, that can be confusing to understand and make sense of.

In addition to the various plans, there are also supplemental policies, such as Medigap, that can be used to supplement your Medicare benefits. This can be a great way to ensure that you have adequate coverage for your health care needs. With so many options to choose from, it’s important to consult with a Medicare Advisory Expert who can help you determine which plan is best for you.

What Does a Medicare Advisory Expert Do?

A Medicare Advisory Expert is a professional who specializes in helping people make the best decisions when it comes to their Medicare coverage. They can provide advice on the different plans available, as well as help you understand the benefits and drawbacks of each. They can also explain how the different plans can work together to provide the most comprehensive coverage.

In addition, Medicare Advisory Experts can help you understand the different costs associated with each plan, and how to use the Medicare website to compare plans and get quotes. They can also provide advice on how to use supplemental plans to supplement your coverage.

How Can You Find a Medicare Advisory Expert?

The best way to find a Medicare Advisory Expert is to do a search online. There are a number of websites dedicated to helping people find the right Medicare expert for their needs. You can also contact your local Medicare office or search for local Medicare advisors.

Another option is to ask your friends and family for referrals. If someone you know has recently gone through the process of selecting a Medicare plan, they may be able to provide you with a recommendation for a qualified Medicare advisor.

Why Should You Consult With a Medicare Advisory Expert?

It’s important to consult with a Medicare Advisory Expert before making any decisions about your Medicare coverage. This is because they are knowledgeable and experienced professionals who understand the ins and outs of Medicare and can help you make the best decisions for your needs.

They can also provide valuable advice on how to maximize your benefits and save money on your premiums. They can also explain the differences between different plans and help you understand the details of each.

If You Are About to Turn 65, Ask an Expert Medicate Advisor Which Medicare Plan is Right for You

If you are about to turn 65, it’s important to consult with a Medicare Advisory Expert so that you can make the best decisions for your health care needs. They can provide you with information on different plans, how they work together, and how to maximize your benefits. They can also help you understand the costs associated with each plan and how to use supplemental policies to supplement your coverage.

By consulting with a Medicare Advisory Expert, you can be sure that you are making the best decisions for your health care needs and that you are getting the most out of your Medicare coverage.


Turning 65 is an exciting time, but it can also be a time filled with uncertainty and confusion. Consulting with a Medicare Advisory Expert can help make this process easier by providing you with information and advice on the different plans available and how to make the best decisions for your needs. They can also help you understand the costs associated with each plan and how to use supplemental policies to supplement your coverage. With their help, you can be sure that you are making the best decisions for your health care needs and that you are getting the most out of your Medicare coverage.

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Questions You Should Ask Your Medicare Advisor in Your First Meeting

Medicare is a complex health plan with various options, so it’s important to talk to an experienced Medicare advisor about the best plan for your needs. Before you meet with your Medicare advisor for the first time, it’s helpful to think about what information you want to get from them. Here are some questions to get you started:

What Type of Medicare Plan Do I Qualify For?

There are several types of Medicare plans, and understanding the differences between them is important when deciding which one is best for you. Ask your Medicare advisors about the specifics of the different plans and which one you might qualify for. While Original Medicare is the basic coverage, your advisor can help determine if you’re eligible for a more comprehensive plan like a Medicare Advantage or Medigap policy.

What Costs Are Associated With My Plan?

During Medicare advisory services, knowing upfront what costs are associated with your plan is essential. Ask your advisor to explain the fees and expenses you’ll have to pay, including any monthly premiums, deductibles, copays, or coinsurance. Also, determine if you must pay extra fees for certain medical services or prescriptions. Since the cost of plans can vary significantly, it’s important to ask whether your plan offers discounts or other financial incentives.

What Services Are Covered Under My Plan?

Senior healthcare advisors can explain what services are covered under your plan and how much coverage you’ll have for different types of care. Most plans cover preventive care at 100%, but other services may require copays or coinsurance. In addition, find out if you’ll have coverage for certain specialty services and treatments that aren’t available in all areas. For example, if you need physical therapy, ask your advisor if your plan covers the cost.

Are There Providers Available in My Area?

To get the most out of your Medicare plan, it’s important to make sure that you have access to doctors, hospitals, and other providers in your area. Ask your senior healthcare advisors about the network of providers available with your plan and whether you can see specialists or get care from a hospital outside the network. Some plans also offer online services, so ask about those.

Are There Special Programs or Discounts Available?

Medicare plans often offer discounts and special programs for people in specific situations. For example, if you’re a senior or disabled person, you may be eligible for a low-income subsidy or other discounts. Ask your advisor about any special programs you might qualify for and how to apply during the Medicare advisory services. Taking advantage of these programs is important if you’re eligible to get the most out of your plan.

How Can I Change or Cancel My Plan?

If you decide to change your Medicare plan, it’s important to understand the process and any associated restrictions or fees. Ask your Medicare advisors about how you can change your plan and what happens if you cancel it. Knowing the steps, you must take beforehand can help make the process easier and less stressful.

These are just a few questions you should ask your Medicare advisor in your first meeting. Your advisor can provide more information and answer any other questions you have about your plan. Taking the time to talk with a Medicare advisor like iWill Advisors can help ensure you get the most out of your Medicare coverage. We’re here to help you find the best plan for your needs and budget. Contact iWill Advisors today to get started.

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5 Ways Medicare Advisory Services Can Be Beneficial to You

Your health is your most precious asset. With the ever-growing complexity of Medicare, it is important to ensure that you take care of your health and maximize your coverage. Medicare advisory services are specialized programs that provide guidance and advice to help you navigate the complex world of Medicare. Here are five ways these services can be beneficial to you.

1. Help With Making Informed Decisions

A Medicare advisory expert can provide you with the resources and guidance you need to make an informed decision about your healthcare coverage. They can help you understand the options available to you, explain the pros and cons of each option, and provide advice on which plan is best for your individual needs.

Also, they can provide up-to-date information on any changes to Medicare regulations and coverage, ensuring you always have the most current and accurate information about Medicare.

2. Ensuring You Receive All Necessary Benefits

A Medicare advisory expert can help you identify which services and benefits you are eligible for. They can help you understand what is covered under your plan and ensure you do not miss out on any important benefits or services.

They can also provide guidance and assistance in filing your claims, helping to ensure that they are processed quickly and efficiently.

3. Personalized Advice and Support

A Medicare advisory expert provides personalized advice and support to help you understand your situation and make the best decisions for your health. They can take into account your situation and advise on the coverage that would be most suitable for you.

They can also help answer any questions or queries regarding your healthcare coverage and provide you with up-to-date information about any changes to the Medicare system.

4. Cost Reduction Strategies

The best Medicare advisory services in Coral Springs, FL can help you find strategies to reduce the cost of your coverage. They can review your current coverage and help you identify areas where you can reduce your costs, such as taking advantage of discounts or making changes to your coverage.

They can also advise on how best to spend your money and ensure you are getting the most value for your dollar.

5. Assistance With Filing Claims and Appeals

The best Medicare advisory services in Coral Springs, FL can also provide assistance with filing claims and appeals. They can help you understand the process and provide support to make sure your claim is filed correctly and efficiently. This can help you get the coverage and benefits you need in a timely manner.

The services also provide help navigating the appeals process, ensuring that you have a good chance of success in getting your claim approved.

The best Medicare advisory services in Coral Springs, FL can help you make the most of your coverage and get the best possible care. Having a trusted adviser who can guide and support you throughout your journey with Medicare is important.

iWill Advisors is a great option for comprehensive Medicare services. We provide personalized advice and support to help you understand your coverage, make informed decisions, reduce costs, and navigate the appeal process. Contact iWill Advisors today to learn more about how our services can help you maximize your Medicare coverage.

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Medicare insurance

Medicare vs. Medicaid: How Are They Different?

Government insurance problems help people who need health care coverage get it. Finding which type you qualify for and getting coverage is often tricky. You might even decide to skip getting help because it seems like it takes a lot of work. Thanks to Medicare advisory services, Coral Springs, FL residents like you can get help navigating this world. Before you call for help, make sure you know how Medicare and Medicaid are different.

Medicare Users

The federal government created Medicare as a way to help older Americans get health care coverage. Those who qualify are often 65 or older. They have unique needs such as chronic health conditions like diabetes. Medicare is also open to people who are under the age of 65 as long as they have some type of disability. The disability must have a serious impact on your life. Some examples include lupus, MS, and Parkinson’s disease. A Medicare advisory expert can help you complete the necessary paperwork to see if you qualify for Medicare and teach you about Medicare basics.

Medicaid Users

One key difference between Medicaid and Medicare is who each plan covers. While Medicare comes from the federal government, Medicaid is available through both the federal and state governments. Medicaid only covers people who fall within the income guidelines. This varies from state to state and depends on how many people are in your home. The income level for a single person is usually around $18,000 a year and rises to $24,000 a year if you live with another person. Medicare does not have income limits. Working with an expert is helpful because you can lose your coverage if your household size and/or income changes.


Though both programs cover most of the health care you need, you may still face some out-of-pocket costs. Some Medicare plans have a deductible and require that you pay a portion of the deductible before you can use your insurance. Deductibles usually go along with hospital stays. You may also need to pay a monthly premium to cover any other medical costs you have. Medicare services help you see some of these costs. As Medicaid bases your plan on your income, you usually do not pay anything yourself. You may find that you qualify for both Medicare and Medicaid.

What They Cover

A Medicare advisory expert will go over what the program covers to see if you would benefit from it. Medicaid covers trips to your doctor’s office and hospital stays. You can choose the type of coverage you want to get your needs covered. For example, Medicaid Part A lets you add hospital coverage to your plan. Medicare Part A also pays for hospital stays and nursing home and hospice stays. With Medicare Part B, you get help paying for home health care and doctor’s visits. Some Medicare options also cover your medication costs.

Choose Medicare Advisory Services

Getting government health care is not easy, but you can make the process more manageable when you choose the right experts. At iWill Advisors, you’ll find friendly faces who can help you learn more about these programs and get the coverage you need. Knowing how the programs are different can help you decide which one is right for you. Contact iWill Advisors today to learn more about the Medicare advisory services Coral Springs, FL locals need.

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Life insurance policy paperwork and pen

Helpful Tips for Getting Life Insurance and Annuities

Being ready to buy life insurance or annuities requires doing homework in advance. You’ll save time and money by being prepared to answer insurance agents’ questions and knowing what type of coverage you need. Here are some tips to help you get ready.

Know How Much Life Insurance You Need

Most people need more life insurance annuity than they think. A good rule of thumb is getting coverage equal to 10-12 times your annual income. If you have young children, you may need more. Use an online life insurance needs calculator to calculate how much coverage you need. If you’re unsure how much coverage you need, ask an insurance agent for help.

Decide What Type of Life Insurance You Need

There are two basic life insurance policies: term life insurance and whole life insurance. Term life insurance provides coverage for a specific period, usually 10-30 years. Whole life insurance covers you for your entire life.

Most people consider term life insurance because it is less expensive than whole life insurance. If you are young and healthy, you can get a large amount of coverage for a relatively low premium.

If you have a family history of health problems, you may need to purchase a whole life insurance policy. This type of policy is more expensive but will cover your entire life.

Consider Your Family’s Needs

Make sure you have enough coverage to pay off your mortgage, support your spouse and children, and pay for your children’s education. You may also consider purchasing life insurance and annuities to pay for your funeral and final expenses.

Be Honest with the Insurance Agent

The cost of life insurance annuity depends in part on your health. Be honest with the agent about any health concerns you have. The agent will be able to give you a better idea of what type of policy you need and how much it will cost.

It would be best if you also were honest about your lifestyle. You will pay more for life insurance if you smoke, play contact sports, or have a risky job.

Be Prepared to Answer Questions About Your Health

The company will ask about your health when you apply for annuity life insurance. The agent will also likely ask you to take a medical exam.

The questions about your health will cover your weight, height, blood pressure, cholesterol levels, and whether you have any pre-existing medical conditions. The medical exam will usually include a blood test and a urine test. The examiner will also take your blood pressure and weight. You may be asked to provide additional information, such as your medical records or stress test results.

If you have any concerns about the questions you will be asked or the exam, be sure to ask the agent in advance.

Getting annuity life insurance doesn’t have to be complicated. By doing some homework in advance, you can be prepared to answer questions from insurance agents and know what type of coverage you need. iWill Advisors is a great place to start if you need help getting life insurance or an annuity. We can help you understand your options and find the right policy for you. Contact iWill Advisors today to get started.

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The Ultimate Guide to Medicare Advisory Services

The healthcare landscape is constantly changing, and it can be difficult to keep up with the latest news and landscape. That’s where Medicare advisory services can help. Advisory services can provide you with the information and resources you need to make informed decisions about your health care. Here is a guide to understanding and using Medicare advisory services.

What Are Medicare Advisory Services?

Medicare advisory services in Coral Springs, FL help you understand and navigate the Medicare system. These services can provide information about the different parts of Medicare, coverage options, and changes to the program. Advisory services can also offer resources to help you make informed decisions about your health care.

What Are the Different Types of Medicare Advisory Services?

There is a variety of different types of Medicare advisory services in Coral Springs, FL available. Educational materials and resources are one type of service that can be provided. These materials can help you understand the different parts of Medicare.

Another type of service that may be offered is enrolling in Medicare. This can include help with understanding the enrollment process and deadlines, as well as assistance with completing the necessary paperwork.

Some of the best Medicare advisory services in Coral Springs, FL also offer help with choosing a health plan. If you are new to Medicare or considering switching your health plan, this can be a valuable service. An advisor can help you understand your options and choose a plan that meets your needs.

In addition to the services listed above, a Medicare advisory expert in Coral Springs, FL can offer guidance on various other topics. These may include long-term care planning, estate planning, and end-of-life planning. Medicare advisory services can also provide information about programs and benefits you may be eligible for, such as extra help with Medicare prescription drug costs.

How Do I Find a Medicare Advisory Service?

If you are interested in finding  the best Medicare advisory services in Coral Springs, FL, there are a few different ways to get started. One option is to contact your local Medicare office. A representative from the office can provide you with information about services in your area.

Another option is to search for services online. Several websites provide information about Medicare advisory services. These sites can help you compare different services and find one that meets your needs.

You can also ask your doctor or other health care provider for recommendations. They may be able to refer you to a service that they have used in the past or that they know is reputable.

Once you have found a few services that you are interested in, you can contact the Medicare advisory expert in Coral Springs, FL to learn more. Be sure to ask about the services they offer, their fees, and any other important information. This will help you make an informed decision about which service is right for you.

How Much Do Medicare Advisory Services Cost?

The cost of Medicare advisory services can vary depending on the type and scope of services you need. Some services may be free, while others may charge a fee. If you are interested in finding a free or low-cost service, you can start by searching for services online. Several websites provide information about free or low-cost Medicare advisory services. These sites can help you compare different services and find one that meets your needs.

Medicare advisory services can provide you with valuable information and resources. These services can help you understand your options, make informed decisions about your health care, and save money on your Medicare costs. iWill Advisors is a one-stop destination for all things Medicare. Our expert advisors are available to answer your questions and help you choose the best Medicare plan for your needs. Contact iWill Advisors today to learn more about our services or to schedule a free consultation.

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How To Get The Most Out Of Your Medicare Benefits

Individuals 65 and older as well as some younger people with disabilities are covered by the federal health insurance program known as Medicare. If you meet the eligibility requirements, Medicare can pay for most of your medical expenses. However, there are many costs that Medicare won’t cover.

Here are tips from the best Medicare advisors in Coral Springs to help you get the most out of your Medicare benefits.

Enroll in Medicare on Time

You can sign up for Medicare three months before your 65th birthday or six months after that birthday if you are disabled or have an end-stage renal disease (ESRD). You also can enroll any month of the year if you have made a permanent move to another state.

Suppose you sign up late and wish to receive retroactive benefits back to the date of your first eligibility. In that case, it will cost you an additional 2% per month for every month without coverage, plus a $1,200 penalty for every 12 months without coverage before enrollment. Consult with a Medicare insurance agency in Coral Springs to know the best time to enroll.

Get the Right Plan

You have several options when choosing a Medicare plan. The first thing to do is find out whether you qualify for free Medicare Part A coverage (hospital insurance). If you don’t qualify, you’ll need to buy supplemental insurance from the best Medicare supplement insurance agency in Coral Springs to cover your out-of-pocket costs for medical services not covered by Part A.

Enroll In Cost-Saving Programs

Medicare offers many ways to save on prescription drugs, such as the “donut hole” discount card and low-income subsidies for some drugs purchased through Part D plans (prescription drug coverage). You can also sign up for a Medigap policy covering out-of-pocket costs not covered by Medicare Parts A and B. However, our Medicare supplement insurance agency in Coral Springs, FL does not reduce what you pay for premiums or deductibles.

Sign Up for a Medigap Plan

Once you have enrolled in Medicare Parts B and D, you might qualify for a Medigap policy to help with some of the costs that Medicare does not cover. These coverage options are available anytime and are valid until you turn 65.

Some expenses that Original Medicare doesn’t cover are helped by Medigap policies (like copayments, coinsurance, and deductibles). However, don’t wait until you’re ill to enroll — you never know when an accident or illness will happen.

Coordinate Benefits With Other Health Plans

If you have other health coverage, such as an employer’s group or coverage under a spouse’s plan, coordinate your Medicare benefits with those plans to ensure they will cover all your healthcare needs. If not, look into Medigap policies that may offer additional coverage.

In conclusion, Medicare is an excellent resource for seniors and their families. If you’re getting ready to turn 65 or already have Medicare, these tips can help you get the most out of your benefits. A Medicare insurance agency in Coral Springs, FL can help you navigate Medicare and understand your coverage. If you have questions about how to use your benefits or need help finding a plan that best fits your needs, contact iWill Advisors, the best Medicare advisors in Coral Springs, today!

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5 Things You Need to Know Before Selecting a Medicare Advisor

If you are about to turn 65 years or are younger but live with illnesses and disabilities, choosing the right Medicare plan will play a vital role in your healthcare for the rest of your life. Each plan has different premiums, benefits, and healthcare providers’ networks. This is why you need to consult with a Medicare advisor to avoid mistakes. An advisor will also offer professional advice when problems arise. Note that Medicare rules and regulations keep changing but having a good advisor will keep you in the best plan despite the changes. Consider the tips below when choosing independent Medicare advisors in Coral Springs, FL.

1. Choose a Specialist Licensed to Practice in Your State

Search through the internet for Medicare advisors licensed in your state. This is to ensure that you work with a person familiar with the top carriers in your area. Use keywords like “Medicare insurance advisors in Coral Springs, FL” to find links to advisors you can vet. Prepare a list of potential advisors and check whether they are American Health Insurance Plans certified. A good Medicare advisor should also have certification for the specific Medicare plan they represent.

2. Inquire if the Advisor Searches All the Medicare Plans in Your Region

Unfortunately, some Medicare advisors only recommend companies that offer them a commission. From your list of potential advisors, eliminate those who provide limited options. The advisor should search across every Medicare carrier in your region to offer plans with different coverages and costs.

3. Evaluate Their Experience

Narrow down your search by checking the advisor’s experience level. Call or meet with the advisors and ask them how many people they have helped in the previous month. If possible, they should link you up with their recent clients so you can inquire about the quality of service offered. Whenever the advisor recommends a company, you can test their product knowledge by asking how long it has been in business and its rating.

4. Pay Attention to How the Advisor Communicates

After interacting with several Medicare insurance advisors in Coral Springs, FL, pay attention to how they communicate. A good advisor should be attentive to your needs to ensure you get the best coverage. Work with someone who picks up calls quickly and answers all your questions. They should explain all the Medicare solutions in details. A good advisor should also inform you of any plan changes and forecast the potential future premium changes.

5. Choose an Advisor Who Prioritizes Your Care

Your Medicare advisor should help you choose a plan that covers all the doctors you need, even those you visit once a year. If you opt for the Medicare Supplement, the advisor should countercheck whether your doctors take Original Medicare for you to get coverage. They should also prioritize your drug coverage options based on your prescriptions.

Are you looking for a reliable, trustworthy Medicare advisor in Coral Springs, Florida? Get in touch with iWill Advisors. We will educate you on the different Medicare health insurance solutions available and help you pick the right option. Contact us for more information.

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Long term care insurance certificate under other insurance certificates

Understanding Long Term Care Insurance

As we age, the likelihood of needing long-term care increases. According to the Administration for Community Living, there’s a 70% chance that people over 65 will require some form of long-term care services during their lifetimes.

While Medicare and Medicaid cover some long-term care expenses, they have strict eligibility requirements. That’s where long-term care insurance comes in. Let’s help you with understanding long term care plans.

What Is Long-Term Care Insurance?

Long-term care insurance is a type of insurance that helps cover the costs of long-term care services. These services can include things like in-home care, adult day care, and assisted living.

Long-term care insurance is designed to supplement the care that Medicare and Medicaid provide. It can help pay for services that those programs don’t cover, like personal care or custodial care.

What Does Long-Term Care Insurance Cover?

Most long-term care insurance policies cover a range of services, including:

  • In-home care
  • Assisted living
  • Adult daycare
  • Respite care
  • Hospice care

How Does Long-Term Care Insurance Work?

Long-term care insurance works by reimbursing you for covered expenses. You’ll pay premiums to your insurer, and then if you need to make a claim, the insurer will reimburse you for a portion of your covered expenses.

What Are the Benefits of Long-Term Care Insurance?

There are several benefits understanding long term care plans, including:

Peace of Mind

Long-term care insurance is an important tool that can help you maintain your independence and quality of life as you age. Unlike traditional health insurance, long-term care insurance is designed to cover the costs of extended care services, such as home health care, nursing home care, and adult day care.

This type of coverage can be a valuable asset if you are worried about the potential costs of long-term care. Long-term care insurance can help you to protect your assets and maintain your independence, giving you peace of mind as you age.

Financial Security

One of the biggest fears that people have is not being able to take care of themselves as they get older. No one wants to burden their family with the responsibility of taking care of them, and long-term care insurance gives you peace of mind knowing that you will be taken care of financially if you need it.

Long-term care insurance is protection against the high costs of nursing home care, assisted living, and in-home care. It covers both medical and non-medical services, and it gives you the flexibility to choose your own provider.

Choice and Control

When you have long-term care insurance, you can choose to receive care in your own home, in an assisted living facility, or in a nursing home. You can also choose your own provider, so you can be sure that you are getting the best possible care.

Long-term care insurance gives you the freedom to choose the care that is right for you, so you can age with dignity and independence.

Tax Benefits

Long-term care insurance can offer some tax benefits as well. Part of the premiums that you pay for long-term care insurance are often tax-deductible, and the benefits you receive from the policy may also be taxable.

Check with your accountant or financial advisor to see if you qualify for any tax benefits from your long-term care insurance policy.

Get a Long Term Care Plan in Florida

As you can see, there are many benefits to long-term care insurance. If you are concerned about the costs of long-term care, or if you want to maintain your independence as you age, long-term care insurance may be right for you.

If you would like to learn more this long term care plan in Florida, please look no further than iWill Advisors. Contact us today and we will be happy to answer any questions you have and help you find the right policy for your needs.

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How to Avoid Medicare Scams While Applying for Medicare

Medicare is the federal health insurance program. It was established in 1965 and has grown over the years to cover more services. One would think that applying for medical care-related expenses with Medicare is simple enough, but it’s not. There are many scams that people come across while applying for their basic medical needs.


Medicare is a federal health insurance program meant for individuals aged 65 and older. It is also for people under 65 with certain disabilities. It helps cover the costs of many health care services. These include hospital visits, doctor appointments, lab tests, prescription drugs, and more.


The problem is that Medicare has become a frequent target by scammers who prey on seniors. I Will Advisors has seen numerous family members fall victim to these scams and lose their hard-earned money. It’s terrible because lifetime savings can be wiped out in moments by seniors who think they’re doing the right thing. To help you protect yourself from being one of these victims, I Will Advisors offers some useful tips on how to avoid becoming a scam victim.


Don’t Give Out Personal Information

If I want help with my medical bill, I’ll need to provide personal information. I will provide my Social Security number and birth date. This makes it easier for scammers to steal my identity.

If someone asks you to send money or provide a credit card number over email or the phone, don’t do it. Instead, call their health advocates directly and ask them what they need from you before proceeding. This is a common scam that could lead to identity theft.


Don’t Share Medical History Over the Phone or Email

Medicare consultants do not contact beneficiaries to ask them about their health status or medical history. If someone asks questions like these, that’s a red flag that it’s a scammer trying to gain access to your data. If you think someone has already obtained your details illegally, report it immediately.


 Don’t Pay for Anything Upfront

Don’t pay upfront fees without first checking if they’re legitimate charges from the government or insurance companies. Medicare doesn’t charge any fees if I need help with my medical bill. There are no charges before enrollment or premiums until after enrollment in the program.


Beware of Emails From Unfamiliar Sources

Medicare consultants will not send you an email asking you to click on a link or open an attachment or enter personal information. The government will not ask for your Social Security number over the phone.

If you receive an email from someone claiming to be health advocate or Medicare representative or administrator, it may not be legitimate. Scammers often send emails from fake accounts in order to trick their victims into giving up their information or money


Confirm Any Medical Provider by Visiting Their Website

Look up the provider’s information in Medicare’s provider directory. This includes licensed hospitals, clinics, and physicians that accept Medicare assignments.


As more people become eligible each year, there are more opportunities for scammers to take advantage of them. Medicare fraud is on the rise, and seniors need to be aware of how they can protect themselves from scams. Contact I Will Advisors today for more information.

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