When it comes to insurance, there are mountains of options to choose from. For those who are new to Medicare, it can be incredibly confusing and overwhelming. Luckily, at iWill Advisors, we’re experts in our field, making us a trustworthy source for comparisons, advice, and ultimately finding the right option for you and your family.
In South Florida, there are multiple avenues to check into, but why settle for the first one you come across? Our professionals will assist you with comparing the largest Medicare companies such as Silver Scripts, Coventry, Aetna, Humana, Wellcare, and United American. Without any push or pull, we’ll lay out the options in front of you, explaining all of the different options. This helps those looking for Medicare insurance be at peace, as they know they have assistance in making this life changing decision.
There are multiple plans that you can choose from. Here are a few:
Original Medicare: Essentially, this is known as a fee-for-service program. Because this is tied directly to the government, you are paid directly for any healthcare you participate in. Most locations accept Original Medicare, and Original Medicare also has limits on what you can be charged.
Medicare Supplement Plan: This is an option sold by private companies than assists in paying for portions of healthcare that Original Medicare won’t. A few of these include deductibles, coinsurance, and copayments. This is also only available person to person, but is not available to cover families unless everyone buys it separately.
Part-D Prescription Drug Plan: This option is for those who want to have their prescription drugs covered. Traditionally, those who apply pay a monthly premium, annual deductible, and a co-pay per prescription.
Medicare Advantage Plan: Offered through private companies as opposed as through the government, this option provides Part A and Part B and these companies are approved by Medicare. Within these advantage plans, there are multiple avenues to branch out upon.
At iWill Advisors, we’re no strangers to the confusion that most individuals experience when choosing a Medicare plan that is suitable for them. That’s why we offer our services to make the journey less painful, and more understandable. As unbiased advisors, we can look through every option available and point you in the right direction. If you’re contemplating using a Medicare insurance agency in South Florida, trust us when we say the advice is worth it. Able to breakdown policies, while also assisting with the tedious tasks, why go through this process alone? Call us today to see how we an help you today.
